The following case studies are for financial adviser use only, and should not be used with private investors. InvestAcc Pension Administration Limited does not provide financial advice.
Adviser Case Study – simple property purchase
Adviser Case Study – property purchase multiple members
Adviser Case Study – discretionary fund manager
Adviser Case Study – using a fund platform
Adviser Case Study – property purchase above borrowing limits
Adviser Case Study – in-specie transfer of property between SIPPs
Adviser Case Study – loan to employer
Adviser Case Study – scheme buys building from employer
Adviser Case Study – scheme takeover
The Minerva SIPP can invest in a wider range of assets including commercial property and land, on an individual or group basis. Any combination of permitted investments may be made within a Minerva SIPP including deposit accounts, DFM, open market platform/wrap accounts, stockbroker accounts and trustee investment plans, all held together within the same SIPP.
SIPP Lite is a lower cost option, for those that do not require multiple investment accounts, or access to commercial property and land at outset. SIPP Lite members are restricted to a maximum of one investment account, to run alongside the default SIPP bank account. This investment account could be another bank account or ONE of the following: stockbroker account, DFM, open market platform/wrap account or a trustee investment plan. For individuals that require additional investments at a later date, including commercial property and land, they can upgrade their SIPP Lite plan to a Minerva SIPP.
A Small Self-Administered Scheme (SSAS) is a type of UK registered pension scheme. Each SSAS is governed by its own trust deed and rules and is a separate legal entity to the sponsoring employer. The sponsoring employer establishes the SSAS and invites members to join. Any individual employed by the sponsoring employer (or a participating employer) may join the scheme and all members are appointed as trustees alongside the professional trustee. SSAS trustees have a very wide range of investment options, including the ability to make secured loans to the sponsoring employer of up to 50% of the net asset value of the scheme, subject to certain conditions.
01228 538 988
Email Anthony
01228 538 988
Email Charlotte
01228 538 988
Email Cheryl
01228 538 988
Email Diane
01228 538 988
Email Emma
01228 538 988
Email George
01228 538 988
Email Hazel
01228 538 988
Email Jane
01228 538 988
07557 996 765
Email John
01228538988
Email Jules
01228 538 988
Email Kim
01228 538 988
Email Laura
01228 538 988
Email Laura
01228 538 988
Email Lewis
01228 538 988
07469 200 040
Email Mark
01228 538 988
Email Simon
01228 538 988
Email Trudi
We have been operating in these markets for over 20 years. The SSAS business was formed in 1997, and in 2003 we launched our flagship product, the Minerva SIPP. The range is completed by SIPP Lite, which has been available since July 2012.
Read More
