SIPP Literature
General
- Schedule of Fees (printer friendly version here)
- Monthly Service Report
- Service Standards
- Minerva SIPP Wise Choice
- Key Features (printer friendly version here)
- Terms and Conditions
Application Forms
- Application (printer friendly version here)
- Transfer In (printer friendly version here)
- Adviser Agreement
- Supplementary Contribution Application
- Supplemental Deed (printer friendly version here)
- Standing Order Mandate
- Expression of Wish
- Transfer Out
- Verification of Identity
Property Purchase
Investments
- Newcastle Building Society Interest Rates
- Permitted Investments
- Unquoted Shares Questionnaire
- Unquoted Shares Purchase Flow Chart
- Newcastle SIPP Cash Deposit Transfer Form
Benefits
Case Studies (for professional adviser use only)
- Adviser Case Study 1 (simple property purchase)
- Adviser Case Study 2 (property purchase multiple members)
- Adviser Case Study 3 (in specie property contribution)
- Adviser Case Study 4 (discretionary fund manager)
- Adviser Case Study 5 (using a fund platform)
- Adviser Case Study 6 (property purchase above borrowing limits)
Pension News
Further reduction in Income Drawdown limits
Tue, 20 Sep 2011 10:13:25 GMT
The gilt yield (used to calculate the maximum income for Capped Drawdown) for September 2011 is at an all time low, meaning that maximum income for new Capped Drawdown cases in October will be squeezed even further. The effect of the new income limits introduced in April 2011, together with historically low gilt yields means that maximum income is around 30% lower now, compared to March 2011 (for a male aged 65).
Fixed Protection
Sun, 14 Aug 2011 11:27:58 GMT
Following confirmation in the Finance Act the Lifetime Allowance is due to reduce from £1.8m to £1.5m for any benefit crystallisations after 6th April 2012. It is however possible to apply for protection to maintain the lifetime allowance at £1.8m and HMRC have now made the application forms available at http://www.hmrc.gov.uk/pensionschemes/apss227.pdf
Beware new tax penalties
Sat, 9 April 2011 14:52:29 GMT
A subtle change in the self assessment tax penalty regime may have expensive consequences for Small Self Administered Pension Schemes.
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InvestAcc Pension Administration Limited is registered in England and Wales. Company number 7118349. Authorised and regulated by the Financial Services Authority.
Note InvestAcc Pension Administration Limited does not provide financial advice.
